London, 17th December 2025: Noah, the infrastructure layer enabling instant, compliant money movement across fiat and stablecoins, has partnered with Fin.com, the consumer app helping people move and manage money globally, to bring virtual accounts to hundreds of thousands of users worldwide.
As part of the integration, Fin.com users can now receive bank transfers in EUR and USD through local virtual accounts issued and regulated by Noah. Funds arriving into these accounts are automatically converted into stablecoins inside the Fin.com iOS and Android apps, giving users a simple way to receive and hold money across borders without needing a traditional bank account. Once the users have stablecoins, they can also off-ramp in local fiat via Fin.com’s proprietary rails in countries like India, Bangladesh, Pakistan, Philippines, Nepal, Singapore, and more.
Noah handles all onboarding, KYC, AML checks, and transaction monitoring for users who activate the feature. The first rollout will be available to 200,000 users initially, with broader expansion expected over the coming months, and is set to support over $250M+ in monthly volume, based on early demand.
As Shah Ramezani, CEO & Founder of Noah explains, Noah’s goal is to let apps like Fin.com offer banking grade capabilities without taking on regulatory or operational complexity. “Fin.com is building a global wallet for everyday people. By powering their EUR and USD account infrastructure behind the scenes, we remove the friction of international money movement while Fin.com stays focused on product and user experience.”
What this unlocks for Fin.com users
Fin.com serves users across the US, UAE, Europe, and South Asia who work internationally, support family members across borders or rely on global income. For many, receiving money from abroad is slow, expensive or impossible without a foreign bank account.
By embedding Noah’s regulated technology, Fin.com users can now:
- Access local EUR and USD virtual bank accounts right inside the app
- Receive cross border transfers from family, employers, gig platforms, or online services
- Have all incoming funds automatically converted into stablecoins
- Use their stablecoin balance through Fin.com’s existing wallet features for spending or sending in their local fiat
This means Fin.com users can now receive money from abroad as easily as local transfer. Funds arrive through familiar bank rails and convert instantly into stablecoins they can use immediately, without intermediaries or complex compliance steps.
This unlocks a host of use cases such as remittances, payroll from abroad, receiving support from family, and international payments. This is especially meaningful in South Asian countries, particularly Bangladesh, Nepal, Philippines, India, Pakistan, and Indonesia, where currency value depreciates against USD or EUR and where stablecoins are increasingly used for savings, remittances, and cross-border financial support.
As Hussain Elius, Co-Founder of Fin.com explains: “Adding Noah’s regulated virtual accounts means our users can receive money from abroad as easily as a local transfer. The conversion into stablecoins happens instantly, so users keep full control of their funds without needing a bank account in Europe or the US.”
How it works
- Onboarding in the Fin.com app: Users verify their identity in Fin.com. Noah performs KYC, sanctions screening, and checks in real time.
- Account details appear instantly: Once approved, users receive their EUR or USD virtual account information. These details are issued by Noah and displayed inside Fin.com.
- Users receive money from abroad: Employers, family members, platforms, or other senders can transfer money to the EUR or USD account details.
- Funds convert instantly to stablecoins: The moment money arrives, Noah converts it into stablecoins and settles the value inside the Fin.com app.
- Users spend or send as usual: Their stablecoin balance can then be used through Fin.com’s existing wallet features.